Cash without a monthly payment, September 2026

• No monthly payment
• No income check

Cash now, with nothing due each month

Cash now, nothing due each month, and your first mortgage stays put.

Monthly payment

$0

Credit needed

500+

Time to funds

3 to 4 weeks

You could reach

$40,000

• Cash now, no new monthly bill
• No income or employment check
• You settle up by sharing future value

This is the best fit for your credit. No income check, nothing due each month. In exchange, you hand over a share of what the house is worth later, when you sell or buy the agreement out.

You finish on Point’s own site. We do not take your application.