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EquityPeek

Your options

Ways to clear what you owe, September 2026

Ordered by what suits your situation, not by who pays us the most. Nothing here is a commitment, and none of it touches your credit score.

The companies below pay us when you choose to keep going with one of them. You apply with them, not with us.

Add your address and we will narrow this down

About a minute, and no credit check.

01Best fit for your situation

JG Wentworth

Debt resolution

  • No new lien
  • No new loan

Owe less instead of borrowing more

Negotiate down what you owe, with no new lien on the house.

New borrowing
None
Credit needed
Any
Typical program
24 to 48 mo
Debt covered
$32,000
  • Nothing new borrowed against the house
  • No minimum credit score
  • It will mark your credit file

You stop adding to the balance and negotiate it down. It will hurt your credit score and it is not right for everyone, but it does not put the house behind the debt the way a second lien does.

See if I qualify

You finish on JG Wentworth’s own site. We do not take your application.

Start over with a different address

See if I qualify